iPlanner is a general planning and budgeting tool - a business simulator, which helps entrepreneurs to perceive better the functioning of his/her business. A Web-based application enables a small business manager to prepare rolling budgets, forecasts or a complete business plan.

iPlanner is a novel Web-based software which helps a decision maker to foresee and play through what-if situations. iPlanner automatically generates solutions to expected economic performance, business value and financial results. The quality of decisions will improve, as the expected situations can be played through in the computer. Thanks to business simulation, the opportunities and objectives of the company become clearer and it is possible to prevent crises and avoid management errors.

iPlanner shows what the cash flows, profitability and financial position of the company will be like in the future. It will be easy to determine additional financing needs, select timing for capital expenditures and plan the payment of dividends. The entrepreneur will learn about the business value of his or her company.

On the basis of the data entered, iPlanner will automatically prepare Sales Forecasts, Expense Budgets, Income Statements, Cash Flow Forecasts and Balance Sheets, and will characterise the present value and profitability of the business in the course of five years, calculating each indicator by months. iPlanner automatically compiles a full-lenght business plan consisting of the strategy and the financial projections.

Besides entrepreneurs, iPlanner is convenient also for bankers who can now use a common Web-based business model together with the loan applicant instead of handling business plans presented on paper.

iPlanner is a secure, 100% Web-based application; the software is used as an application service. No software is installed, it is sufficient to have an ordinary Web browser and Internet connection. The duration of one subscription period is 12 months.

iPlanner - this is:

automatic preparation of business plans;

playing decisions through according to the principle of what-if situations;

automatic preparation of rolling forecsts, budgets and financial projections;

evaluation of the business value

iPlanner provides answers to the following questions:

what will be the profitability and cash flow of the company during the period planned;

what will be the optimum range of products and price policy;

what will be the optimum payment conditions and inventory turnover rates;

how much can the company spend on its operating activities;

how and when should acquisition of assets be financed;

how much should be borrowed; when can loans be repaid;

what should be the contribution of the owners to the company;

when and how much dividends can be paid.