DebtCalc's main feature is the Debt Elimination Planner. This feature allows users to input all of their current debts, see how long making their current payments it will take to pay off their debts and then see a proposed plan that will save them thousands in interest and years in time. Not only does DebtCalc provide a rapid debt reduction plan, it allows the user the flexibility of calculating Consolidation Loans and Fixed Term Reduction schedules. As well, the Debt Reduction Plans can be prioritized in twelve different ways if the user prefers their own method to the DebtCalc recommendation.

DebtCalc also includes QuikCalc Amortization's popular Amortization Schedules Plus! feature that allows users to create flexible amortization schedules that allow them to change any payment amount and add any number of lump-sum payments. As well, DebtCalc includes the Solve for Missing Number Calculator, Amortization Tables and dozens of bonus financial calculators.<